Flagship audit
Comprehensive Application Financial Audit
A full-file financial review of loan, credit, or funding applications before submission or credit committee.
This engagement is for borrowers assembling a facility pack, lenders preparing a second-look file, and finance managers who need an independent read before a committee date.
Who it is for. Mid-market companies and professional firms in Thailand seeking term loans, revolving credit, trade facilities, or grant-linked funding where the application hinges on financial statements, cash-flow schedules, and supporting evidence.
Result. You receive a marked-up application file, an exception memo ranked by severity, and a short call to walk through what still needs evidence before the pack leaves your desk.
Scope. Income statements, balance sheets, debt schedules, collateral narratives, related-party notes, and the application form itself. We compare figures across exhibits, test arithmetic, and flag stories that do not match the numbers.
Timeline. Typical turnaround is five to eight working days after we receive a complete draft pack. Rush windows are available when a committee date is fixed.
Delivery. Remote review of scanned or shared folders, with optional on-site sessions at our Bangkok–Phuket address for paper-heavy files.
Pricing basis. Quoted from file volume and facility type — see fee guidance. Next step: request a review with your facility size and submission date.
What this engagement covers
Concrete scope for lenders, borrowers, and finance teams preparing application packs in Thailand.
File walkthrough
Line-by-line review of income evidence, liability schedules, collateral notes, and narrative sections that support the requested facility.
Exception memo
A written list of gaps, inconsistencies, and questions a credit officer is likely to raise before the committee date.
Credit decision
We do not approve or decline facilities, set interest rates, or act as a lending intermediary.